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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$11.40
$12.00
$12.30
$12.90
$12.90
$13.50
$14.10
$15.00
$15.60
$16.20
$16.80
$17.70
$18.30
$19.50
$20.10
$21.30
$22.50
$23.70
$24.60
$26.40
$27.90
$29.70
$30.90
$33.30
$35.10
$38.10
$40.80
$43.80
$47.10
$51.30
$57.00
$61.80
$68.10
$78.00
$86.10
$96.00
$105.90
$117.60
$130.20
$144.60
$160.50
$178.20
$196.80
$237.00
$260.70
$285.90
$313.80
$344.40
$378.30
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$22.80
$24.00
$24.60
$25.80
$25.80
$27.00
$28.20
$30.00
$31.20
$32.40
$33.60
$35.40
$36.60
$39.00
$40.20
$42.60
$45.00
$47.40
$49.20
$52.80
$55.80
$59.40
$61.80
$66.60
$70.20
$76.20
$81.60
$87.60
$94.20
$102.60
$114.00
$123.60
$136.20
$156.00
$172.20
$192.00
$211.80
$235.20
$260.40
$289.20
$321.00
$356.40
$393.60
$474.00
$521.40
$571.80
$627.60
$688.80
$756.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$29.40
$30.60
$31.20
$32.40
$33.00
$34.80
$35.40
$36.60
$38.40
$39.60
$40.80
$42.60
$45.00
$46.80
$49.20
$52.20
$55.20
$57.00
$60.60
$62.40
$66.00
$69.60
$73.80
$78.60
$82.80
$87.60
$93.00
$100.20
$107.40
$114.60
$123.00
$135.00
$147.60
$162.00
$177.60
$201.60
$223.20
$247.80
$273.60
$302.40
$334.20
$371.40
$411.00
$454.20
$502.20
$603.60
$663.00
$727.20
$797.40
$873.60
$958.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov